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The Canadian Expat Guide for Those Looking to Move in Canada

The Canadian Expat Guide for Those Looking to Move in Canada

The Canadian Expat Guide for Those who interested to Move in Canada is a resource guide that offers helpful information on living in Canada as an expat. It’s designed to help you make the most of your move.

From the slick, modern cities to the awe-inspiring Rocky Mountains and the snowy winters, sun-blushed summers, and friendly charm of the locals, Canada has long been listed by expats as one of their favorite places to live.

The world’s second-largest country has more than magnificent scenery; it is vibrant and multicultural, offering a high quality of life and reasonable wages. It is often held up as an example of its ability to attract talented workers worldwide. If you are considering joining them, then look at our guide to expat life in Canada for some hints and tips…

Obtaining a Visa to Emigrate to Canada

Famed for its open attitude, Canada is always looking to attract skilled workers to its shores to contribute to the economy. So how do you get a work visa for Canada? The first step is to check the website cic.gc.ca, which outlines the main options available.

Canadian Worker Programs

If you are transferring with your company, everything should be relatively straightforward. Still, if you are looking for another way to enter the country, the Temporary Foreign Worker Program is a way employers look for foreign workers. However, they have to prove the role cannot be filled locally by participating in a Labour Market Impact Assessment.

The Federal Skilled Worker Program is another way for professionals to apply for a visa. It works on a points-based system, taking into account your experience, English and French fluency (the two national languages of Canada), and your education – the current pass mark is 67 out of 100. You will need a job offer and be able to prove you have adequate funds to live in Canada.

What is Express Entry?

The Canadian Express Entry system is the online portal you use to apply to the “pool,” from which you could then be invited to submit your complete application for whichever program suits you best.

If you want to live and work in Quebec, you will need the Quebec Skilled Worker program, which has its own separate points system and requirements, such as a French-language test.

Another option for relocation is through Provincial Nominee Programs, which look for skilled workers for specific provinces or territories and can fast-track the visa process at a federal level.

Finally, UK citizens aged 18 and 30 can enter the pool to become a candidate in the International Experience Canada visa program, which allows you to work and travel in Canada for up to two years.

Unfortunately, there is no specific visa for retirees. Therefore those who do end up in Canada have typically done so through a sponsorship visa provided by a relative.

Education in Canada for Expats

If you are moving with your children, you will be pleased to know that the level of education in Canada is high, with more than 90 percent of students attending a state school and just a minimal number attending international or religious schools.

The system is very similar to the US, with kindergarten for very young children, elementary school from age six to 14, and high school until 18. In Quebec, the system is slightly different, and children finish school aged 17 and can take a two-year pre-university program at college (university).

There is no national standard as each province runs its schools. In Quebec, the primary language of education is French (as a result, there are more international schools here and stiff competition to get into them).

Study Abroad (Canadian Universities)

Universities in Canada are state-run and more similar to the UK, with tuition fees often substantially lower than in the USA. While you will need a high school diploma to be able to study at a college or university, each one will have its criteria for admissions. Keep in mind that a college generally refers to an institution offering applied Bachelor’s degrees and more specialist arts and technology programs. At the same time, universities are more similar to universities in the UK.

Finances in Canada

How to open a bank account in Canada?

There are always so many things to consider when choosing to live in a different country. Fortunately, it is pretty straightforward in Canada. Each of the big five banks offers accounts to recent arrivals, although they tend to charge monthly fees, and some will even let you set up your Canadian bank account from abroad, meaning you have to activate it when you arrive in-country.

How to declare your taxes in Canada?

Residents in Canada are taxed on their worldwide income; however, foreign tax credit relief will be provided if you receive a payment from abroad that has already been taxed, so you aren’t double-taxed. Other than that, your income taxes are tied to your earnings and are slightly lower than in the UK despite a provincial income tax being added to the federal (often, it will be deducted as one amount on your payslip). For more details on taxation, the Canada Revenue Agency website is helpful.

How much is healthcare in Canada?

One other area where Canada stands out against its southern neighbor is healthcare. In Canada, the universal healthcare system is publicly funded, and everyone has access to low-cost universal public health insurance. It should cover most things and give you access to private or public hospitals. However, the exact areas covered differ from province to province – and sometimes, one section won’t honor another’s agreement.

As a temporary resident, you may not qualify. It can take time to register, so expats can also opt for private health insurance to ensure they are covered for every eventuality. If you can, make sure you register for your medical card as soon as possible to see if you can qualify for the universal Medicare insurance system.

Canadian Lifestyle/Culture

If you love the Great Outdoors, you will be spoilt in Canada. This is, after all, the home of the Rocky Mountains, glaciers and lakes, rainforests and thundering rivers, dramatic coastline, and rolling prairies.

General Costs

Of course, it takes a vast country to house such diversity, so you will probably need a car if you want to travel around. There is generally good public transport within cities, but if you’re going to get around quickly, it is better to have a car within and outside cities. That said, housing is often cheaper than at home, and the cost of living, in general, is lower, although, of course, it is more expensive if you live in a city.

Weather

The Great White North doesn’t have that name for anything, and although warm summers on the beach or at lake houses are idyllic, they are followed by long, harsh winters. However, this country is prepared for snow; underground malls, endless caravans of snowplows, plug-in points in car parks to stop freezing engines, and generally high-quality construction and insulation.

Another thing to take into consideration is where exactly you want to live. On the west coast, Vancouver is famed for its mild winters and lavish outdoor lifestyle but has a high rainfall (it is rainier than London). At the same time, Quebec – including cities such as Montreal and Quebec City – is French-speaking, and you will be expected to have a high level of French if you want to live and work there.

Friendliness

One thing everyone agrees on, though, is that Canadians are friendly and famously polite. In fact, According to the 2017 Internations study of expats living in Canada, 45 percent said they were considering staying forever, and Canada ranked 13th out of 65 for quality of life, particularly for peacefulness, health and wellbeing, and its clean environment.

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    About the Author(anyexpat)

    Quick Intro, I am Kenny and I am from sunny Scotland. I have experienced the Expat specific challenges of all aspects of moving and living in several countries over the years. Having previously built large online networks I created a single Facebook Group called "Expats In Italy" as this is what I was at that time. This single group has grown to many, with the groups focus being to help people save Time, Money, Effort and Stress in their relocation journey. My focus and that of AnyExpat is on Legal, Financial and Real Estate services, rather than offer advice myself (I do not) instead I have curated a highly qualified, English Speaking network of professionals who are standing by to assist you.

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    This website is operated by AnyExpat Ltd. Throughout the site, the terms “we”, “us” and “our” refer to AnyExpat Ltd. AnyExpat Ltd offers this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

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    We may also, in the future, offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.

    SECTION 8 – THIRD-PARTY LINKS

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    (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses.

    SECTION 13 – DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

    We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free.

    We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.

    You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.

    You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided ‘as is’ and ‘as available’ for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.

    In no case shall AnyExpat Ltd, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility.

    Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.

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    SECTION 15 – SEVERABILITY

    In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.

    SECTION 16 – TERMINATION

    The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.

    These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.

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    SECTION 17 – ENTIRE AGREEMENT

    The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision.

    These Terms of Service and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).

    Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.

    SECTION 18 – GOVERNING LAW

    These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of Clyde Offices, 2nd Floor, 48 West George Street, Glasgow, BFP, G21BP, United Kingdom.

    SECTION 19 – CHANGES TO TERMS OF SERVICE

    You can review the most current version of the Terms of Service at any time at this page.

    We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

    SECTION 20 – CONTACT INFORMATION

    Questions about the Terms of Service should be sent to us at [email protected].