Article Written By Leon Terblanche

Break away to Malta…an awesome wine experience

an awesome wine experience

I took time out and visited the historic island of Malta

Malta is a small island in the central Mediterranean Ocean just 80km south of Sicily. Malta is certainly one of the smallest wine-producing countries in the world. Wine has been present in Malta for thousands of years. The Phoenicians were the first to plant vines here, in around 800 BC. Later, the Greeks, followed by the Romans, continued the art of winemaking. The Middle Ages were a difficult time for local wine, especially under Arab rule; it was not until the arrival of the Knights of Malta that viticulture experienced something of a revival. A trip to the island of Malta is an opportunity to discover a dynamic wine industry, which is growing while reconnecting with its long history.

The Maltese climate is quintessentially Mediterranean with hot, dry summers and cool, wet winters. This allows for prolific yields when vineyards are appropriately managed. Irrigation is required to make the most of the summer sunshine.  At 35 degrees south, Malta rates alongside Cyprus, Crete, and Pantelleria as one of Europe’s most southern wine regions.

The island’s small modern-day wine production focuses mainly on red wines made from Grenache, Syrah, Cabernet Sauvignon and Merlot. Red varieties are more concentrated in the island’s south where the soil types are predominately clay-based. Long neglected in favour of major international grape varieties such as cabernet sauvignon, Syrah, or Chardonnay, native varieties are once again generating interest. Gellewza produces light reds with hints of prune and cherry: it is widely used in the production of sparkling wines, something of an idiosyncrasy in the Mediterranean. Girgentina produces fruity and delicate whites with a nice acidity: it is often to be found in blends, especially with chardonnay. These two local grape varieties lend Maltese wines an interesting, very local profile. Cassar de Malta is the traditional sparkling wine of the island, produced via the méthode traditionnelle often with the native Gellewza variety.

Meridiana Wine Estate and Ta Betta Wine Estate

Ta Betta Wine Estate

Ta’ Betta lies to the west of Valletta and south of Mdina on the island of Malta. The vines are growing in terraces on elevated land, where the temperature is slightly milder than on the coast. The rows are organized along a north-south axis to protect the grapes from the sun and to harness the sea winds. Harvesting begins in mid-August with Chardonnay, followed by Cabernet Sauvignon in mid-September. Many of the estate’s wines can be tasted in the splendid tasting room. The Jean Parisot vintage, with its notes of apricot, white fig, and vanilla, is proof that chardonnay grapes can also acclimatize to high temperatures.

On a stunning spring day in May, I had the privilege to taste the flagship wines of Ta Betta in their beautiful and well-appointed tasting room.

Ta Betta Wines tasted:

Jean Parisot (Chardonnay)

Inspired by Fra’ Jean Parisot de Valette a French nobleman and 49th Grand Master of the Order of Malta, from 1557 to his death in 1568. Grand Master La Valette defended the Maltese islands and defeated the Ottomans against all odds at the Great Siege of Malta in 1565. The foundation stone of the city of Valletta was laid by him in 1566.

See also  Munqar Caves Zurrieq Malta

The decision to include a white in this boutique estate’s repertoire took much debate and thinking. It was unclear whether in such a hot climate we could make a notable white wine with aging potential following the estate’s philosophy. Today, the decision to plant some two thousand five hundred vines of Chardonnay on the last tract of land available on the estate is considered one of the most rewarding decisions taken as the results have been surprisingly pleasing.

This oak-fermented Chardonnay, produced against all odds, is a complex wine that conveys apricot, white fig, and vanilla to balance the acidity and alcohol, which in some years exceeds 14%vol. This is a big wine, somewhat amber in color reflecting the hot climate and ripeness of the fruit, big in stature at least as much as our reds.

The Chardonnay vines were planted in 2005 and the yield is restricted to up to 1.6kg per vine.

This wine is best stored and served at a temperature of 12oC and complements a range of cheese, savoury pastries, foie gras, cold cuts of meat, fish, and seafood.

From the experimental vintages dating back to 2008, it is not unreasonable to expect this wine to last at least 5 years, in some exceptional years ten years as well. The few remaining bottles of 2008 are still fresh, and all vintages since 2012 still exhibit exciting promise.

Up to 4,000 bottles are produced annually depending on yield and weather conditions.

Tasting note Jean Parisot

Beautiful white lemon color, day bright with intense viscosity. The nose shows hints of tertiary aromas, lactic (buttery, creamy, toasty), dried fruits (almonds), and spice (vanilla). The palate is dry medium to full-bodied, with a medium+ acidity, medium+ alcohol, and very well-balanced oak, confirming all aromas from the nose. This is a great complex wine with a long aftertaste.

Antonio Manoel

(Blend of Merlot-60% with Cabernet Sauvignon-40%)

Inspired by Antonio Manoel de Vilhena, a Portuguese nobleman who was the 66th Prince and Grand Master of the Order of St. John of Jerusalem from 1722 to his death in 1736. He was a benevolent and sophisticated man, popular with the Maltese people, and mostly remembered for the founding of Floriana, the construction of Fort Manoel and the Manoel Theatre, and the renovation of the city of Mdina.

This opulent blend of Merlot (60%) with Cabernet Sauvignon (40%) typically conveys cassis, strawberry, and other red forest fruit both on the nose as well as on its palate, with undertones of chocolate and caramel. The complexity and intensity of this wine tend to vary from year to year depending on the extent the weather permits the Cabernet Sauvignon grapes to ripen, given that they are the last to mature before the typical September storms in Malta.

See also  The Life of an Expat Indians in Malta: Living Like A Local

The Merlot vines were mostly planted between 2003 and 2007 while the Cabernet Sauvignon was planted in 2003. The yield is restricted to up to 1.6kg per vine.

This wine is best stored and served at a temperature of 18°C and complements poultry, rabbit, and lightly spiced dark meats such as lamb, as well as salmon and tuna.

All experimental vintages of this blend produced at Ta’ Betta since 2006 are still ageing well, growing in sophistication and depth.

Circa 9,000 bottles are produced annually depending on yield and weather conditions.

Tasting note:

The wine shows round and elegant black-fruit aromas such as blackcurrant and blackberries as well as hints of dark chocolate. The palate is velvety with soft tannins, a great balance between oak and alcohol. Long aftertaste.

Philippe Villiers

(Blend of Syrah-70% with Cabernet Franc-30%)

Inspired by Philippe Villiers de l ’Isle Adam, the French Grand Master warrior-knight who took over Malta in 1530 after the loss of Rhodes to the Ottoman Empire.

This robust blend of Syrah (70%) with Cabernet Franc (30%) typically conveys forest fruit on the nose with undertones of tobacco, black, and bell pepper.

The vines were mostly planted in 2003 and the yield is restricted to up to 1.8kg per vine for the Syrah and up to 1.6kg per vine for the Cabernet Franc.

This wine is best stored and served at a temperature of 18oC and complements strong meat dishes, stews, and lightly spiced aromatic food.

All experimental vintages of this blend produced at Ta’ Betta since 2006 are still ageing well, growing in complexity as the tannins soften with age.

Circa 12,000 bottles are produced annually depending on yield and weather conditions.

Tasting notes

Round, ripe, velvety with great finesse. Beautiful fruit flavours (ripe strawberries and prune) with extremely soft/integrated tannins. This is a well-balanced wine and is already very smooth.

Meridiana Wine Estate

The Maltese islands enjoy a temperate Mediterranean climate. Meridiana Wine Estate is situated on a plain in the centre of Malta within proximity of the sea.  The estate underlies several small hills, the most notable of which is the ancient, walled city of Mdina.  The soil is calcareous with a relatively thick substrate of moisture-retentive, blue-clay subsoil. A 19-hectare (47-acre) site was acquired at Ta’ Qali, Malta’s agricultural heartland. Reclaimed from an airfield used during the Second World War, the Estate lies scenically below the ancient, walled city of Mdina.

The climatic, geographical, and soil conditions on the island provide ideal conditions for the production of wines that have brilliant colours, clean aromas, and lively acidity.

The estate consists of 19 hectares (47 acres) of land including the winery building, cellars, offices, and passageways. The total planted area is 17 ha and is cultivated with the following varieties: Chardonnay – 8 ha; Cabernet Sauvignon – 3.5 ha; Merlot – 3 ha; and Syrah 2.5 ha. All 91,000 vines on the estate are individually drip-irrigated. In 2013, 1,000 Moscato vines were planted.

See also  Looking to draw on a passive income to live abroad?

The winery, inspired by Maltese farmhouse designs, has been constructed out of Malta’s characteristic limestone. The winery’s process hall is equipped with independently temperature-controlled stainless-steel tanks which are used for winemaking and storage. The underground cellars have a natural temperature of between 16-20°Celsius (61-68°Fahrenheit) and are furnished with top-quality French oak barriques used for the maturation of red wine. The central building also includes a bottling hall, tasting rooms, offices, and a cellar shop.

Meridiana Wines tasted

I visited the estate in May and was welcomed by the owners even though I had no appointment. These are the wines I have tasted:


FENICI WHITE

(Chardonnay, Vermentino and Viognier of Malta)

The name ‘Fenici’ pays tribute to the Phoenicians who, during the first millennium BC, spread winemaking culture throughout the Mediterranean and endowed European Malta with its distinctive Semitic language.

The Fenici line is a casual, easy-to-drink selection of white, rosé and red wines vinified to yield surprisingly fresh and fruity personalities. Fenici wines derive from Meridiana’s estate and from closely supervised third-party properties situated in the vicinity.

TASTING NOTES

Fenici White has a vibrant, straw-yellow color; aromas of exotic fruits with floral notes; and a fresh, light, citrus flavour with lively acidity.

VINTAGE REPORT

The 2019 vintage was characterized by low temperatures during the budding period which slowed down the entire vegetative cycle. The abundant spring rains produced an excess of vegetation which resulted in a lower production, which was less than average when compared to previous years, but the grapes were of higher quality. The wines have fragrant olfactory notes and also optimal physiological maturity, characteristics that have given a nice balance to all the wines produced during this vintage.

ASTARTE

(Vermentino of Malta)

The name ‘Astarte’ recalls the Phoenician goddess of fertility worshipped in Malta during the Punic period.

The Astarte was first released in 2007

TASTING NOTES

Astarte has a vibrant, straw-yellow colour with a pale green rim; intense aromas of tropical and citrus fruits with hints of flowers; and fresh citrus taste with a pleasantly acidic finish.

VINTAGE REPORT

The 2019 vintage was characterized by low temperatures during the budding period which slowed down the entire vegetative cycle. The abundant spring rains produced an excess of vegetation which resulted in a lower production, which was less than average when compared to previous years, but the grapes were of higher quality. The wines have fragrant olfactory notes and optimal physiological maturity, characteristics that have given a nice balance to all the wines produced during this vintage.

About the Author(Leon Terblanche)

Experienced in Company Formations, Business Management, Credit Negotiations, and Legal Compliance, I bring a wealth of knowledge to various aspects of business operations. As an accredited member of ADR NETWORK SA and the INTERNATIONAL ADR REGISTER, I specialize in Mediated Settlements in civil matters and general Alternative Dispute Resolution (ADR). Additionally, I am an active member of the COMPLIANCE INSTITUTE OF SOUTHERN AFRICA (CISA). My firm, Trade and Legal Ltd, provides consulting law services, offering expertise in trade-related legal matters and ensuring compliance with the Legal Services Act 2007.

Some More Articles You May Like Reading

We are Showing these articles on basis of the above article that you just read :)

Terms

  • You agree to post 5x per day the link to the real estate group for your chosen country. This should always be done in response to threads where you can reasonably post the link. (As and when Webinars become available sharing them in place of linking to the group is preferred)
  • You agree to record each post (When payments become due, you will need to show that you posted 25x in previous week) and so should take a screenshot of each post as you go.
  • You agree to contact companies that join and post in the group, introducing our partners link https://anyexpat.com/partners in order for us to quickly find new partners
  • You agree to remove spam as you happen upon it.
  • After 36 months you have the right to renew and at 0 cost at 25%. This is conditional on the following

    When asked to present screenshots for deals, you are able to do so and miss no more than 9x deals through the entirety of the agreement. This means that the work required to grow the network is being done consistently.

AnyExpat Will:

Send you 25% of all revenue generated via the following sources:

  1. Facebook Groups
  2. BLOG articles (GOOGLE SEARCH). Partner companies agree to blog for us as part ot their deal
  1. COMPANY SIGN-UP FEES, These typically range from 300GBP to 1000gbp you will take 25% and be paid on the day that AnyExpat receives the sign-up fee (*affiliate sign ups are excluded.)
  2. Back End Fees Typically we earn 25% of companies’ gross fees, Companies report monthly the outcomes of all referrals You will earn 25% of the total fees sent to AnyExpat ltd for the entire country excluding clients generated by our affiliates. Payments may include
    • Commissions on Real Estate Sales
    • Mortgage Services
    • Legal Services Accounting
    • 4. Financial Advisory and Wealth Management services
Make you a moderator in the groups for the selected country

OUR AFFILIATE SYSTEM  This is a bonus if you happen to have your own audience. You will be automatically approved to our affiliate system allowing you to earn 25% on any fees generated from your own audience (i.e. your own Facebook Profile, Twitter or you own website etc)

The agreement will run for 3 years from the day that you make the initial payment date

After 36 months you have the right to renew and at 0 cost at 25%. This is conditional on the following

When asked to present screenshots for deals, you are able to do so and miss no more than 9x deals through the entirety of the agreement. This means that the work required to grow the network is being done consistently.

Selling Terms And Conditions

OVERVIEW

This website is operated by AnyExpat Ltd. Throughout the site, the terms “we”, “us” and “our” refer to AnyExpat Ltd. AnyExpat Ltd offers this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

By visiting our site and/ or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply  to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

Any new features or tools which are added to the current store shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

Our store is hosted on Shopify Inc. They provide us with the online e-commerce platform that allows us to sell our products and services to you.

SECTION 1 – ONLINE STORE TERMS

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

You must not transmit any worms or viruses or any code of a destructive nature.

A breach or violation of any of the Terms will result in an immediate termination of your Services.

SECTION 2 – GENERAL CONDITIONS

We reserve the right to refuse service to anyone for any reason at any time.

You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.

The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.

SECTION 3 – ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION

We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.

This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

SECTION 4 – MODIFICATIONS TO THE SERVICE AND PRICES

Prices for our products are subject to change without notice.

We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.

We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service.

A flat rate of 20% is due on all sales is retained by AnyExpat Ltd, this includes postage costs so price your items to consider this.

SECTION 5 – PRODUCTS OR SERVICES (if applicable)

Certain products or services may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our Return Policy.

We have made every effort to display as accurately as possible the colors and images of our products that appear at the store. We cannot guarantee that your computer monitor’s display of any color will be accurate.

We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at anytime without notice, at the sole discretion of us. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited.

We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected.

SECTION 6 – ACCURACY OF BILLING AND ACCOUNT INFORMATION

We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e-mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors.

You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.

For more detail, please review our Returns Policy.

SECTION 7 – OPTIONAL TOOLS

We may provide you with access to third-party tools over which we neither monitor nor have any control nor input.

You acknowledge and agree that we provide access to such tools ”as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools.

Any use by you of optional tools offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).

We may also, in the future, offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.

SECTION 8 – THIRD-PARTY LINKS

Certain content, products and services available via our Service may include materials from third-parties.

Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.

SECTION 9 – USER COMMENTS, FEEDBACK AND OTHER SUBMISSIONS

If, at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, ‘comments’), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments.

We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Service.

You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.

SECTION 10 – PERSONAL INFORMATION

Your submission of personal information through the store is governed by our Privacy Policy. To view our Privacy Policy.

SECTION 11 – ERRORS, INACCURACIES AND OMISSIONS

Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).

We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.

SECTION 12 – PROHIBITED USES

In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content:

(a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information;

(g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses.

SECTION 13 – DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free.

We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.

You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.

You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided ‘as is’ and ‘as available’ for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.

In no case shall AnyExpat Ltd, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility.

Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.

SECTION 14 – INDEMNIFICATION

You agree to indemnify, defend and hold harmless AnyExpat Ltd and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.

SECTION 15 – SEVERABILITY

In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.

SECTION 16 – TERMINATION

The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.

These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.

If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).

SECTION 17 – ENTIRE AGREEMENT

The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision.

These Terms of Service and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).

Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.

SECTION 18 – GOVERNING LAW

These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of Clyde Offices, 2nd Floor, 48 West George Street, Glasgow, BFP, G21BP, United Kingdom.

SECTION 19 – CHANGES TO TERMS OF SERVICE

You can review the most current version of the Terms of Service at any time at this page.

We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

SECTION 20 – CONTACT INFORMATION

Questions about the Terms of Service should be sent to us at [email protected].