Robin is a Partner with Global Wealth firm, Holborn Assets. After 11 years as an expat himself he moved to Spain & lives near Sotogrande, Cadiz province.

Robin has over 15 years of experience internationally and helps clients on a “journey” of common sense advice, best practice and of course his experience & skills. He is qualified  and able to assist clients globally with very few exceptions.

He is a mature individual and assists clients with all aspects of financial planning, such as

  • Life insurance, Wills & Critical Illness
  • Pensions – UK, State, Db/DC and SIPPS/QROPS
  • IHT planning ( for UK connected persons)
  • Wealth accumulation ie saving for the future !
  • Global Citizenship programs, such as to the USA, Portugal and of course Spain !

Common sense approach, de-mystifying of financial products & services are key to my approach with clients & working with them to achieve long term wealth creation in a tax effective way. He is also open to review exiting funds/investments without obligation.


  • Review of existing investments & policies
  • Pension transfers, reviews & advice

  • Tax efficient savings /lump sum investments
  • UK /USA related tax & pensions
  • Investment management
  • Holistic Financial Planning
  • Golden Visa’s to the main destinations, USA, Portugal, Spain, UAE etc


We are paid commission from the providers or agree an initial fee with the client, our fees long term are 1% of the assets value. 

The initial meeting is free of cost, normally on Zoom, to agree if we can assist & work together

Yes, including all charges even if not explicit.

Yes, but FCA guidance means we have to engage a UK Pension Transfer Specialist for Schemes over £30,000 for an independent report.

Yes we can advise but will introduce you to a suitable FCA registered firms to transfer the funds.

Not normally, unless its a specific project, we are paid from the providers either commission or an agreed initial fee.

Not normally, unless its a specific project, we are paid from the providers either commission or an agreed initial fee.

Correct but check your country of residence for tax, Spain for example taxes this as income.

Malta & Gibraltar, with some Isle of Man.

No, its part of the EU and also recently introduced very strict measures for investing in pensions in Malta.

Yes globally, we provide guidance & advice on all the major ones, USA, Portugal, Spain, UAE etc

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Articles by : Robin Thornton